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Friday, July 30, 2010
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  • Weekly Insurance Tip: Know How to Get the Best Motorhome Insurance

     It is common for a motorhome owner to buy a motorhome and not think much at all about getting the best motorhome insurance for their unique RV. Getting the best motorhome insurance is not about getting the best price on motorhome insurance, although that can be part of it, but instead getting the best motorhome insurance is mostly about getting the best additional coverages.

    Weekly Insurance Tip: Know How to Get the Best Motorhome Insurance

    originally appeared on About.com Personal Insurance

    on Monday, July 19th, 2010 at 00:02:09.

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  • Could You Qualify for State Health Insurance?

     

    "Fourteen million Americans are eligible for free or low-cost health coverage but have not signed up. The Foundation for Health Coverage Education's (FHCE) mission is to simplify public and private health insurance eligibility information in order to help more people access coverage."

    This is according to the site coverageforall.org

    . And what a great site it is. If you are want a simple and easy way to find out if you or someone you know could be eligible for health care benefits from you state this site will lead you in the right direction. If you are looking for other ways of obtaining health insurance this article is also a great resource: Top 10 Ways to Get Affordable Health Insurance With No Job or Little Money

    Could You Qualify for State Health Insurance?

    originally appeared on About.com Personal Insurance

    on Friday, July 16th, 2010 at 19:01:42.

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  • LIFE Lessons Scholarship Program

     

    What a great program to spread the word about. It is the LIFE Lessons Scholarship Program

    . Here is some info from their website:

    "Paying for college is a major financial challenge for most American families, but it becomes infinitely more difficult when a parent dies at an early age. Typically, parents can be counted on to provide at least some financial support for college. But when they're gone and can no longer lend a financial hand, college often seems out of reach for many young people. LIFE takes great pride in being able to help deserving young people realize their dream of achieving a college education."

    "LIFE Lessons also provides the LIFE Foundation with the opportunity to help all parents understand the important role that life insurance plays within a sound college-funding plan

    . Parents' dreams of a college education for their children don't need to die when they do. If parents account for college funding in their life insurance planning, they can take comfort in knowing that their children will have the chance to pursue a higher education and realize their full potential."

    LIFE Lessons Scholarship Program

    originally appeared on About.com Personal Insurance

    on Wednesday, July 14th, 2010 at 17:41:31.

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  • Insurance Tip for the Week: Learn About Short Term and Temporary Health Insurance

     

    Short term or temporary health insurance is health insurance that just lasts for a certain period of time, typically 6-12 months but sometimes policies are as short as 30 days. Short term health insurance works the same as long term health insurance.

    Depending on the policy, you will get a health insurance card and will have a deductible and limits on services. Although short term health insurance works the same as long term health insurance, one needs to realize that there is a major difference in coverage.

    Insurance Tip for the Week: Learn About Short Term and Temporary Health Insurance

    originally appeared on About.com Personal Insurance

    on Saturday, July 10th, 2010 at 20:57:02.

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  • Court Rules Credit Scored Can Be Used In Determining Insurance Rates

     According to a recent article by www.freep.com

    , "The controversial practice of using the credit scores

    of insurance policyholders as a factor in setting auto and home insurance rates may continue, a divided Michigan Supreme Court said Thursday."

    "In a 4-3 ruling, the court found that the state's insurance commissioner exceeded her authority in 2005 by attempting to impose a ban on the credit-based scoring."

    Court Rules Credit Scored Can Be Used In Determining Insurance Rates

    originally appeared on About.com Personal Insurance

    on Friday, July 9th, 2010 at 09:49:21.

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  • Is Your Insurance Agent a Facebook Friend?

     

    I am sure by now you heard about what happened to Natalie Blanchard. Well, if not let me fill you in. In a nutshell, Blanchard was getting insurance benefits for depression. During that time her insurance company found her enjoying some fun times through pictures she posted on her Facebook page. End result... her insurance company cancels the benefits she was getting for depression because of the pictures she posted on her Facebook page.

    So, are you thinking this is an isolated incident? Insurance companies don't really look at people's Facebook pages do they? The answer is Yes. Insurance companies have been using the internet and social networking sites as one among many tools to research insurance claims

    from their customers. Therefore, you may want to think for a minute who all you want to see your life and who you choose as your friend on your Facebook page.

    Is Your Insurance Agent a Facebook Friend?

    originally appeared on About.com Personal Insurance

    on Tuesday, July 6th, 2010 at 21:46:22.

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  • Help! I Need Health Insurance

     

    A woman in Michigan recently had this thought. Unfortunately she decided not take the advice of the article and shot herself instead.

    According to www.care2.com

    , "Kathy Myers found out the hard way that the ER isn't the answer. Out of work, lacking insurance, and unable to get proper treatment for a painful shoulder injury incurred a month ago, the 41 year-old Michigan woman took drastic steps."

    "She lay on her bed, put a pillow over her shoulder, and shot herself with a handgun. Not in a suicide attempt, but in an attempt escape the constant pain and get medical treatment. A month of pain without no end in sight will mess with your head."

    Help! I Need Health Insurance

    originally appeared on About.com Personal Insurance

    on Saturday, July 3rd, 2010 at 07:55:37.

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  • Cancer Legal Line Can Help with Financial Questions During Your Time of Need

     

    I wanted to share a great resource I just found. The website is www.cancerlegalline.org

    and it provides answers to many financial questions one may have when dealing with cancer. Topics include insurance, estate planning, and government benefits.

    The Cancer Legal Line, according to their website, "is focused on the resources and law in Minnesota," but the resources can certainly be helpful to persons in any state. Just make sure you confirm any information you may decide to use with the laws in your state

    .

    Cancer Legal Line Can Help with Financial Questions During Your Time of Need

    originally appeared on About.com Personal Insurance

    on Wednesday, June 30th, 2010 at 18:13:35.

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  • Insurance Tip of the Week: Know Your Dental Insurance Coverage Exclusions

     

    Dental insurance coverage is a great addition to anyone's insurance portfolio. Unfortunately though, dental insurance coverage can be expensive so it is important to know the specifics of one's chosen dental insurance plan.

    Knowing the specifics of one's dental insurance plan will help in understanding what is covered and what is not covered. Understanding these details can help one budget their dental insurance expenses better and get the best out of their dental insurance plan.

    Insurance Tip of the Week: Know Your Dental Insurance Coverage Exclusions

    originally appeared on About.com Personal Insurance

    on Saturday, June 26th, 2010 at 10:34:51.

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About Personal Insurance 

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